1906 University Park DrSacramentoCA95825
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1906 University Park Dr, Sacramento, CA, 95825 in Sacramento. At $649,500 it earns $5,060/mo in rent and distributes $551/mo to the owner after the $2,921/mo payment, a consistent 9.35% yield. DSCR 1.73 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $179,445 in value; $5,982/yr in principal paydown compounds ownership stake. Total projected return: $283,875.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.8% |
| Monthly Cash Flow | $551 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,060 |
| Total Monthly Debt Service | $4,251 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
2,151 sqft lot
$N/A/sqft
$491 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95825, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,438 (100%) |
| Owner Occupied HU | 4,088 (24.9%) |
| Renter Occupied HU | 11,412 (69.4%) |
| Vacant Housing Units | 938 ( 5.7%) |
| Median Home Value | $445,341 |
| Average Home Value | $466,829 |
Housing Distribution
Address Breakdown
Residential
16,627
Single Family
10,017
Multi-Family
6,610
Businesses
2,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
2,151 sqft lot
$N/A/sqft
$491 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95825, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,438 (100%) |
| Owner Occupied HU | 4,088 (24.9%) |
| Renter Occupied HU | 11,412 (69.4%) |
| Vacant Housing Units | 938 ( 5.7%) |
| Median Home Value | $445,341 |
| Average Home Value | $466,829 |
Housing Distribution
Address Breakdown
Residential
16,627
Single Family
10,017
Multi-Family
6,610
Businesses
2,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices