1905 Tully RdHughsonCA95326
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 1905 Tully Rd, Hughson, CA, 95326 in Hughson earns a 7.85% gross yield at $629,900. Rent of $4,122/mo nets $225/mo after the $2,832/mo mortgage. The 1.46 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $174,030 and $5,801/yr in equity accumulation project a total cumulative return of $253,391.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.0% |
| Monthly Cash Flow | $225 | $1,200 |
City averages based on Hughson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,122 |
| Total Monthly Debt Service | $3,646 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
10,667 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95326, Hughson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,793 (100%) |
| Owner Occupied HU | 2,536 (66.9%) |
| Renter Occupied HU | 1,095 (28.9%) |
| Vacant Housing Units | 162 ( 4.3%) |
| Median Home Value | $547,089 |
| Average Home Value | $634,353 |
Housing Distribution
Address Breakdown
Residential
3,053
Single Family
2,865
Multi-Family
188
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
10,667 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95326, Hughson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,793 (100%) |
| Owner Occupied HU | 2,536 (66.9%) |
| Renter Occupied HU | 1,095 (28.9%) |
| Vacant Housing Units | 162 ( 4.3%) |
| Median Home Value | $547,089 |
| Average Home Value | $634,353 |
Housing Distribution
Address Breakdown
Residential
3,053
Single Family
2,865
Multi-Family
188
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Evelyn Serrano • BHGRE Integrity Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225124176