1905 Monticello Ave NWWarrenOH44485
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 1905 Monticello Ave NW, Warren, OH, 44485 in Warren is listed at $149,900 and delivers $1,440/mo in rent and $454/mo in net monthly cash flow. The 11.53% yield and 2.14 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $41,415 over five years, and $1,381/yr in principal reduction supplements cash return. Total projected cumulative return: $86,327.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $454 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $926 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
9,448 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44485, Warren, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,659 (100%) |
| Owner Occupied HU | 3,390 (44.3%) |
| Renter Occupied HU | 3,308 (43.2%) |
| Vacant Housing Units | 961 (12.5%) |
| Median Home Value | $68,787 |
| Average Home Value | $91,364 |
Housing Distribution
Address Breakdown
Residential
6,606
Single Family
5,551
Multi-Family
1,055
Businesses
188
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
9,448 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44485, Warren, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,659 (100%) |
| Owner Occupied HU | 3,390 (44.3%) |
| Renter Occupied HU | 3,308 (43.2%) |
| Vacant Housing Units | 961 (12.5%) |
| Median Home Value | $68,787 |
| Average Home Value | $91,364 |
Housing Distribution
Address Breakdown
Residential
6,606
Single Family
5,551
Multi-Family
1,055
Businesses
188
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices