1904 N James StRomeNY13440








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Rome at 1904 N James St, Rome, NY, 13440 at $231,000 posts ROI 31.16% with $718/mo cash flow from $2,261/mo rent. Total monthly income equals $2,261/mo, and annual cash flow records $8,617/yr on $76,577 to close. Return on cash invested measures 31.16% and rental yield reads 11.75% at the current $231,000. Equity gained on principal adds $1,491/yr, and 5% annual appreciation supports $63,821 by year five. Five-year ROI prints 163.89% and total cumulative return in cash totals $125,505.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,261/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1954
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13440, Rome, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,860 (100%) |
| Owner Occupied HU | 10,421 (55.3%) |
| Renter Occupied HU | 6,710 (35.6%) |
| Vacant Housing Units | 1,729 ( 9.2%) |
| Median Home Value | $187,381 |
| Average Home Value | $227,782 |
Housing Distribution
Address Breakdown
Residential
17,487
Single Family
15,735
Multi-Family
1,752
Businesses
973
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Listed by: Joseph P. DiMaggio • Joe DiMaggio Real Estate
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #S1600283
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