1903 S 13th St, Temple, TX, 76504 | $93/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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1903 S 13th St, Temple, TX, 76504 | $93/mo Cash Flow | Ziffy

For Sale

Motivated Seller

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at 1903 S 13th St, Temple, TX, 76504 offers a 9.15% rental yield on a $180,000 purchase with $1,373/mo rent. Total monthly income registers $1,373/mo, and a $881/mo payment leaves $93/mo available for distribution. Annual cash flow reaches $1,116/yr on $59,670 to close, and return on cash invested stands at 21.78% in year one. Equity gained on principal adds $1,162/yr while 5% annual appreciation supports $49,731 over five years. Portfolio math shows five-year ROI at 114.08% and total cumulative return in cash at $68,069. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,373/mo property income against a $881/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1955

0.31 Acres lot

$N/A/sqft

No HOA

More details about the property

Short Sale Opportunity Property Will Require Repairs Discover the potential in this 3-bedroom, 2-bath home situated on a spacious double lot of approximately one-third acre in a charming, established neighborhood. Ideally located between Scott & White Medical Center and the VA Hospital, this property offers convenience and versatility in a highly desirable area. Upon entry, youll find a generous flex space that can serve as a formal living or dining room, home office, media room, or whatever best suits your lifestyle. The kitchen, breakfast area, and main living room flow together in an open-concept layoutan excellent setup for entertaining or everyday living. Two secondary bedrooms share a full guest bath off the main hallway, while the private primary suite is thoughtfully positioned at the back of the home and features its own ensuite bathroom. The large, fenced backyard provides ample space for outdoor activities and includes a substantial metal workshop building equipped with electricity, perfect for storage, hobbies, or projects. A double gate offers easy access for vehicles, trailers, or equipment. Please note: This is a short-sale property and will require repairs, including plumbing and foundation work. For buyers seeking value and willing to invest in improvements, this home presents an excellent opportunity to customize and build equity.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76504, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,346 (100%)
Owner Occupied HU	4,802 (36.0%)
Renter Occupied HU	7,272 (54.5%)
Vacant Housing Units	1,272 ( 9.5%)
Median Home Value	$208,864
Average Home Value	$274,573