1903 Jackson StZapataTX78076
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1903 Jackson St, Zapata, TX, 78076 in Zapata. Priced at $249,900, it generates $3,048/mo in gross rent and $1,271/mo in net monthly cash flow, a 14.64% yield that comfortably supports the 2.71 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $15,251. Five-year appreciation: $69,043. Equity from principal paydown: $2,302/yr. Total projected cumulative return: $177,581.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 6.2% |
| Monthly Cash Flow | $1,271 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,048 |
| Total Monthly Debt Service | $1,678 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78076, Zapata, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,833 (100%) |
| Owner Occupied HU | 3,383 (58.0%) |
| Renter Occupied HU | 918 (15.7%) |
| Vacant Housing Units | 1,532 (26.3%) |
| Median Home Value | $109,464 |
| Average Home Value | $178,795 |
Housing Distribution
Address Breakdown
Residential
5,154
Single Family
5,154
Multi-Family
0
Businesses
350
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78076, Zapata, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,833 (100%) |
| Owner Occupied HU | 3,383 (58.0%) |
| Renter Occupied HU | 918 (15.7%) |
| Vacant Housing Units | 1,532 (26.3%) |
| Median Home Value | $109,464 |
| Average Home Value | $178,795 |
Housing Distribution
Address Breakdown
Residential
5,154
Single Family
5,154
Multi-Family
0
Businesses
350
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices