1903 Delancey StHellertownPA18055
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 1903 Delancey St, Hellertown, PA, 18055 in Hellertown achieves a 1.62 ratio at $305,000: $2,217/mo rent versus $1,371/mo debt service. Rental yield 8.72%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.72% yield compounds alongside 5% annual appreciation projecting $84,266 in value. Total projected cumulative return: $113,462.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $(62) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,217 |
| Total Monthly Debt Service | $2,157 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1994
392.04 sqft lot
$N/A/sqft
$280 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18055, Hellertown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,300 (100%) |
| Owner Occupied HU | 3,972 (74.9%) |
| Renter Occupied HU | 1,028 (19.4%) |
| Vacant Housing Units | 300 ( 5.7%) |
| Median Home Value | $402,288 |
| Average Home Value | $504,922 |
Housing Distribution
Address Breakdown
Residential
5,260
Single Family
5,109
Multi-Family
151
Businesses
352
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1994
392.04 sqft lot
$N/A/sqft
$280 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18055, Hellertown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,300 (100%) |
| Owner Occupied HU | 3,972 (74.9%) |
| Renter Occupied HU | 1,028 (19.4%) |
| Vacant Housing Units | 300 ( 5.7%) |
| Median Home Value | $402,288 |
| Average Home Value | $504,922 |
Housing Distribution
Address Breakdown
Residential
5,260
Single Family
5,109
Multi-Family
151
Businesses
352
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sian Bellows • EXP Realty LLC
Mls Name: GLVR
Mls Provider:
Mls ID: #756364
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.