19029 Chipola DrRobertsdaleAL36567
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 19029 Chipola Dr, Robertsdale, AL, 36567 in Robertsdale deserves attention. This $289,000 property earns $2,484/mo in rent, a 10.31% gross yield, and nets $828/mo after the $1,300/mo payment. DSCR 1.91 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $79,845 compounds alongside $2,662/yr in yearly equity build, for a total cumulative return of $162,280.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $828 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,484 |
| Total Monthly Debt Service | $1,541 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
6,577 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36567, Robertsdale, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,541 (100%) |
| Owner Occupied HU | 4,554 (69.6%) |
| Renter Occupied HU | 1,494 (22.8%) |
| Vacant Housing Units | 493 ( 7.5%) |
| Median Home Value | $277,394 |
| Average Home Value | $409,012 |
Housing Distribution
Address Breakdown
Residential
6,027
Single Family
5,482
Multi-Family
545
Businesses
582
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
6,577 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36567, Robertsdale, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,541 (100%) |
| Owner Occupied HU | 4,554 (69.6%) |
| Renter Occupied HU | 1,494 (22.8%) |
| Vacant Housing Units | 493 ( 7.5%) |
| Median Home Value | $277,394 |
| Average Home Value | $409,012 |
Housing Distribution
Address Breakdown
Residential
6,027
Single Family
5,482
Multi-Family
545
Businesses
582
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael McTigue • RE/MAX of Orange Beach
Mls Name: Baldwin Realtors
Mls Provider:
Mls ID: #363438
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.