19017 Meadow Sun WayBoydsMD20841
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 19017 Meadow Sun Way, Boyds, MD, 20841 in Boyds is capital appreciation. Rental yield 1.27%. The 1.27% gross yield at $1,022,890 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $282,606 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.23) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $48,082.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 6.0% |
| Monthly Cash Flow | $(5,282) | $850 |
City averages based on Boyds market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,080 |
| Total Monthly Debt Service | $5,955 |
| DSCR Ratio | 0.18x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
9,133 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20841, Boyds, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,948 (100%) |
| Owner Occupied HU | 2,624 (89.0%) |
| Renter Occupied HU | 264 ( 9.0%) |
| Vacant Housing Units | 60 ( 2.0%) |
| Median Home Value | $805,310 |
| Average Home Value | $813,769 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,816
Multi-Family
102
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
9,133 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20841, Boyds, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,948 (100%) |
| Owner Occupied HU | 2,624 (89.0%) |
| Renter Occupied HU | 264 ( 9.0%) |
| Vacant Housing Units | 60 ( 2.0%) |
| Median Home Value | $805,310 |
| Average Home Value | $813,769 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,816
Multi-Family
102
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices