1901 Tenmile Creek RdLaytonvilleCA95454
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1901 Tenmile Creek Rd, Laytonville, CA, 95454 in Laytonville speaks for itself: 27.42% gross on a $149,000 price, generating $3,404/mo in rent and $2,394/mo in net income after the $670/mo debt service. DSCR 5.08, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $28,722 stacks alongside $41,166 in projected five-year appreciation and $1,372/yr in principal reduction. Projected total cumulative return: $210,904.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.4% | 6.0% |
| Monthly Cash Flow | $2,394 | $1,200 |
City averages based on Laytonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,404 |
| Total Monthly Debt Service | $952 |
| DSCR Ratio | 3.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
14.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95454, Laytonville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,129 (100%) |
| Owner Occupied HU | 682 (60.4%) |
| Renter Occupied HU | 310 (27.5%) |
| Vacant Housing Units | 137 (12.1%) |
| Median Home Value | $501,754 |
| Average Home Value | $484,098 |
Housing Distribution
Address Breakdown
Residential
117
Single Family
117
Multi-Family
0
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
14.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95454, Laytonville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,129 (100%) |
| Owner Occupied HU | 682 (60.4%) |
| Renter Occupied HU | 310 (27.5%) |
| Vacant Housing Units | 137 (12.1%) |
| Median Home Value | $501,754 |
| Average Home Value | $484,098 |
Housing Distribution
Address Breakdown
Residential
117
Single Family
117
Multi-Family
0
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices