1900 Ross Ct #BFort CollinsCO80526
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.26% yield at 1900 Ross Ct #B, Fort Collins, CO, 80526 in Fort Collins is solid, but the $1,291/mo payment compresses net cash flow to $48/mo at $287,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $79,293 by year five, and $2,643/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.53) without U.S. income documentation. Total projected return: $127,855.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.8% |
| Monthly Cash Flow | $48 | $1,850 |
City averages based on Fort Collins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,975 |
| Total Monthly Debt Service | $1,558 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80526, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,461 (100%) |
| Owner Occupied HU | 10,534 (54.1%) |
| Renter Occupied HU | 8,258 (42.4%) |
| Vacant Housing Units | 669 ( 3.4%) |
| Median Home Value | $573,211 |
| Average Home Value | $621,460 |
Housing Distribution
Address Breakdown
Residential
19,409
Single Family
16,264
Multi-Family
3,145
Businesses
545
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80526, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,461 (100%) |
| Owner Occupied HU | 10,534 (54.1%) |
| Renter Occupied HU | 8,258 (42.4%) |
| Vacant Housing Units | 669 ( 3.4%) |
| Median Home Value | $573,211 |
| Average Home Value | $621,460 |
Housing Distribution
Address Breakdown
Residential
19,409
Single Family
16,264
Multi-Family
3,145
Businesses
545
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: IRES
Mls ID: #1048106