1900 Highway 1 SPC 91Moss LandingCA95039
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1900 Highway 1 SPC 91, Moss Landing, CA, 95039 in Moss Landing earns its strong cash-flow label: 11.47% yield, $3,805/mo rent, $1,343/mo net income, DSCR 2.13. The $398,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $109,960 by year five. Combined with $3,666/yr in principal paydown, total projected return reaches $237,301.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 5.0% |
| Monthly Cash Flow | $1,343 | $1,200 |
City averages based on Moss Landing market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,805 |
| Total Monthly Debt Service | $2,304 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95039, Moss Landing, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 438 (100%) |
| Owner Occupied HU | 247 (56.4%) |
| Renter Occupied HU | 160 (36.5%) |
| Vacant Housing Units | 31 ( 7.1%) |
| Median Home Value | $462,500 |
| Average Home Value | $597,318 |
Housing Distribution
Address Breakdown
Residential
453
Single Family
413
Multi-Family
40
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95039, Moss Landing, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 438 (100%) |
| Owner Occupied HU | 247 (56.4%) |
| Renter Occupied HU | 160 (36.5%) |
| Vacant Housing Units | 31 ( 7.1%) |
| Median Home Value | $462,500 |
| Average Home Value | $597,318 |
Housing Distribution
Address Breakdown
Residential
453
Single Family
413
Multi-Family
40
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Reign Home • Room Real Estate
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML81997814
Disclaimer: Based on information from the MLSListings MLS as of 2025-03-14 10:13:01 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.