1900 Highway 1 SPACE 82Moss LandingCA95039
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Moss Landing rentals match the income profile of 1900 Highway 1 SPACE 82, Moss Landing, CA, 95039. Listed at $410,000, gross rent is $3,617/mo and net cash flow is $1,080/mo, a 10.59% yield well above national averages. DSCR 1.96 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $113,275 by year five with $3,776/yr in annual principal reduction, projecting $225,017 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.0% |
| Monthly Cash Flow | $1,080 | $1,200 |
City averages based on Moss Landing market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,617 |
| Total Monthly Debt Service | $2,373 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95039, Moss Landing, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 438 (100%) |
| Owner Occupied HU | 247 (56.4%) |
| Renter Occupied HU | 160 (36.5%) |
| Vacant Housing Units | 31 ( 7.1%) |
| Median Home Value | $462,500 |
| Average Home Value | $597,318 |
Housing Distribution
Address Breakdown
Residential
453
Single Family
413
Multi-Family
40
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95039, Moss Landing, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 438 (100%) |
| Owner Occupied HU | 247 (56.4%) |
| Renter Occupied HU | 160 (36.5%) |
| Vacant Housing Units | 31 ( 7.1%) |
| Median Home Value | $462,500 |
| Average Home Value | $597,318 |
Housing Distribution
Address Breakdown
Residential
453
Single Family
413
Multi-Family
40
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Timothy Alston • Aegis Luxury Real Estate
Mls Name: MLSListings Inc
Mls ID: #ML82023611