190 Winding TrlCrawfordTX76638
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 190 Winding Trl, Crawford, TX, 76638 in Crawford achieves 1.53, rent of $6,521/mo covers the $4,249/mo payment 1.5x over at $945,000. Rental yield 8.28%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $261,086 over five years, with $8,704/yr in principal reduction bringing total projected return to $348,089.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(220) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,521 |
| Total Monthly Debt Service | $6,365 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
4.68 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76638, Crawford, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,325 (100%) |
| Owner Occupied HU | 1,084 (81.8%) |
| Renter Occupied HU | 152 (11.5%) |
| Vacant Housing Units | 89 ( 6.7%) |
| Median Home Value | $444,920 |
| Average Home Value | $495,733 |
Housing Distribution
Address Breakdown
Residential
1,113
Single Family
1,113
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
4.68 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76638, Crawford, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,325 (100%) |
| Owner Occupied HU | 1,084 (81.8%) |
| Renter Occupied HU | 152 (11.5%) |
| Vacant Housing Units | 89 ( 6.7%) |
| Median Home Value | $444,920 |
| Average Home Value | $495,733 |
Housing Distribution
Address Breakdown
Residential
1,113
Single Family
1,113
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices