190 Willow Lake CirGuntersvilleAL35976








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Guntersville at 190 Willow Lake Cir, Guntersville, AL, 35976 priced at $429,900 converts $3,338/mo rent into $871/mo cash flow after a $2,104/mo obligation. Total monthly income equals $3,338/mo, and annual cash flow totals $10,453/yr on $142,512 invested. Return on cash invested prints 27.24% in year one, and rental yield reads 9.32% against a $429,900 entry. Equity gained on principal adds $2,774/yr, while 5% annual appreciation compiles into $118,773 by year five. Five-year ROI reaches 141.61% and total cumulative return in cash sums $201,811. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,338/mo property income covering a $2,104/mo payment, not borrower’s personal income.
Single Family
Built in 2021
0.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35976, Guntersville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,901 (100%) |
| Owner Occupied HU | 5,692 (63.9%) |
| Renter Occupied HU | 2,042 (22.9%) |
| Vacant Housing Units | 1,167 (13.1%) |
| Median Home Value | $309,624 |
| Average Home Value | $355,881 |
Housing Distribution
Address Breakdown
Residential
8,133
Single Family
7,824
Multi-Family
309
Businesses
939
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Listed by: Haley Conner • Leading Edge RE Group-Gtsv.
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21896282
Disclaimer: Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited. All information provided is deemed reliable but is not guaranteed and should be independently verified. Copyright 2025 Valley MLS








