190 Van Clief RdStevinsonCA95374
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 190 Van Clief Rd, Stevinson, CA, 95374 in Stevinson fits: $1,300,000, 2.33% gross yield, and a projected 5% annual appreciation rate adding $359,166 in value within five years. Rental yield 2.33%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.43) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,973/yr in principal paydown and $359,166 in appreciation project a total return of $137,542.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 6.5% |
| Monthly Cash Flow | $(5,522) | $200 |
City averages based on Stevinson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $7,525 |
| DSCR Ratio | 0.33x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
28.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95374, Stevinson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 605 (100%) |
| Owner Occupied HU | 301 (49.8%) |
| Renter Occupied HU | 258 (42.6%) |
| Vacant Housing Units | 46 ( 7.6%) |
| Median Home Value | $550,926 |
| Average Home Value | $619,385 |
Housing Distribution
Address Breakdown
Residential
503
Single Family
503
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
28.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95374, Stevinson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 605 (100%) |
| Owner Occupied HU | 301 (49.8%) |
| Renter Occupied HU | 258 (42.6%) |
| Vacant Housing Units | 46 ( 7.6%) |
| Median Home Value | $550,926 |
| Average Home Value | $619,385 |
Housing Distribution
Address Breakdown
Residential
503
Single Family
503
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Crystal Casey • Powerhouse Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224041659
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.