190 US Rt 1FrenchvilleME04745
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 190 US Rt 1, Frenchville, ME, 04745 in Frenchville. Rental yield 5.54%. At $129,900 with 5.54% gross yield, current distributions are modest, but the 5% appreciation rate projects $35,889 in new equity by year five, complemented by $1,196/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.03) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $35,192.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 8.3% |
| Monthly Cash Flow | $(220) | $350 |
City averages based on Frenchville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $600 |
| Total Monthly Debt Service | $768 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04745, Frenchville, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 566 (100%) |
| Owner Occupied HU | 426 (75.3%) |
| Renter Occupied HU | 70 (12.4%) |
| Vacant Housing Units | 70 (12.4%) |
| Median Home Value | $147,115 |
| Average Home Value | $157,306 |
Housing Distribution
Address Breakdown
Residential
329
Single Family
317
Multi-Family
12
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04745, Frenchville, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 566 (100%) |
| Owner Occupied HU | 426 (75.3%) |
| Renter Occupied HU | 70 (12.4%) |
| Vacant Housing Units | 70 (12.4%) |
| Median Home Value | $147,115 |
| Average Home Value | $157,306 |
Housing Distribution
Address Breakdown
Residential
329
Single Family
317
Multi-Family
12
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • NextHome Discover
Mls Name: Maine Listings
Mls ID: #1632845