190 Saint Clair LnWebsterKY40176



INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play190 Saint Clair Ln, Webster, KY, 40176 in Webster is priced for appreciation, not yield. Rental yield 0%. At $129,900 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $35,889 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.2% |
| Monthly Cash Flow | $0 | $450 |
City averages based on Webster market data in our database. Property projections are estimates.
Single Family
Built in 1998
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40176, Webster, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 576 (100%) |
| Owner Occupied HU | 454 (78.8%) |
| Renter Occupied HU | 73 (12.7%) |
| Vacant Housing Units | 49 ( 8.5%) |
| Median Home Value | $188,462 |
| Average Home Value | $204,675 |
Housing Distribution
Address Breakdown
Residential
554
Single Family
554
Multi-Family
0
Businesses
2



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1998
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40176, Webster, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 576 (100%) |
| Owner Occupied HU | 454 (78.8%) |
| Renter Occupied HU | 73 (12.7%) |
| Vacant Housing Units | 49 ( 8.5%) |
| Median Home Value | $188,462 |
| Average Home Value | $204,675 |
Housing Distribution
Address Breakdown
Residential
554
Single Family
554
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices







