190 Ohland RoadStanfordvilleNY12581
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Stanfordville rentals match the income profile of 190 Ohland Road, Stanfordville, NY, 12581. Listed at $115,000, gross rent is $3,505/mo and net cash flow is $2,737/mo, a 36.58% yield well above national averages. DSCR 6.78 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $31,772 by year five with $1,059/yr in annual principal reduction, projecting $219,995 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 36.6% | 6.2% |
| Monthly Cash Flow | $2,737 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,505 |
| Total Monthly Debt Service | $722 |
| DSCR Ratio | 4.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
4.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12581, Stanfordville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,271 (100%) |
| Owner Occupied HU | 695 (54.7%) |
| Renter Occupied HU | 283 (22.3%) |
| Vacant Housing Units | 293 (23.1%) |
| Median Home Value | $529,974 |
| Average Home Value | $676,349 |
Housing Distribution
Address Breakdown
Residential
962
Single Family
962
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
4.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12581, Stanfordville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,271 (100%) |
| Owner Occupied HU | 695 (54.7%) |
| Renter Occupied HU | 283 (22.3%) |
| Vacant Housing Units | 293 (23.1%) |
| Median Home Value | $529,974 |
| Average Home Value | $676,349 |
Housing Distribution
Address Breakdown
Residential
962
Single Family
962
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices