190 Dumbarton Rd, Baltimore, MD, 21212 | $744/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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190 Dumbarton Rd, Baltimore, MD, 21212 | $744/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 190 Dumbarton Rd, Baltimore, MD, 21212 uses $132,600 cash to close to unlock $8,928/yr annual cash flow and $744/mo monthly cash flow. Total monthly income runs $3,232/mo, and a $1,958/mo payment keeps the spread at $744/mo. Purchase price stands at $400,000, and rental yield measures 9.7% with $3,232/mo rent. Return on cash invested shows 26.64% in year one, and 5% annual appreciation builds toward $110,513 over five years. Five-year ROI reaches 138.97% and total cumulative return in cash records $184,276. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,232/mo property income covering a $1,958/mo payment rather than investor’s personal income.

Townhouse

Built in 1952

2,071 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 190 Dumbarton Road A Charming Rodgers Forge Townhome Discover this beautifully updated 3-bedroom, 2-bath brick townhome tucked into the heart of the highly desirable Rodgers Forge community in Towson. From the moment you step inside, you'll appreciate the open layout, hardwood floors throughout the main and upper levels, and the abundance of natural light pouring in through a large bay window in the living roomcomplete with a ceiling fan for added comfort. The thoughtfully designed chefs kitchen boasts a center island, granite countertops, stylish tile backsplash, recessed lighting, and ample custom cabinetry. Stainless steel appliances include a gas range, built-in microwave, dishwasher, and refrigerator. A rear door off the kitchen leads directly to the fully fenced backyard, making indoor-outdoor living and entertaining easy. Upstairs, youll find three spacious bedrooms and a fully updated hall bath. The primary bedroom offers plenty of space and includes a ceiling fan for year-round comfort. The finished lower level expands your living space with a large family room, a second full bath, and a bonus roomperfect as a fourth bedroom, home office, gym, or guest suite. Walk-out access to the backyard adds extra convenience. Recent updates include: HVAC system (2017) Brand new garbage disposal (2025) All of this is just a short stroll to top-rated local schools, community parks, (well known Tot Lot), shopping, dining, and major commuter routes. Come experience why Rodgers Forge is one of Towsons most treasured historic neighborhoods! Be sure to check out the virtual tour!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21212, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,393 (100%)
Owner Occupied HU	8,572 (59.6%)
Renter Occupied HU	4,608 (32.0%)
Vacant Housing Units	1,213 ( 8.4%)
Median Home Value	$381,989
Average Home Value	$467,085