190 County Road 420TylerAL36785
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 190 County Road 420, Tyler, AL, 36785 in Tyler: $1,547/mo in rent, $672/mo net, 11.98% gross yield, all on a $155,000 acquisition. The 2.22 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $42,824 in value, and $1,428/yr in principal paydown steadily builds equity. Projected total cumulative return: $101,658.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 10.0% |
| Monthly Cash Flow | $672 | $500 |
City averages based on Tyler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,547 |
| Total Monthly Debt Service | $813 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
1.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36785, Tyler, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 539 (100%) |
| Owner Occupied HU | 393 (72.9%) |
| Renter Occupied HU | 110 (20.4%) |
| Vacant Housing Units | 36 ( 6.7%) |
| Median Home Value | $111,706 |
| Average Home Value | $158,912 |
Housing Distribution
Address Breakdown
Residential
521
Single Family
521
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
1.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36785, Tyler, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 539 (100%) |
| Owner Occupied HU | 393 (72.9%) |
| Renter Occupied HU | 110 (20.4%) |
| Vacant Housing Units | 36 ( 6.7%) |
| Median Home Value | $111,706 |
| Average Home Value | $158,912 |
Housing Distribution
Address Breakdown
Residential
521
Single Family
521
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices