190 Circulo SilvaRio RicoAZ85648
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Rio Rico rental at 190 Circulo Silva, Rio Rico, AZ, 85648 sits in the solid-income band: 8.74% gross yield, $2,300/mo rent, $362/mo net after the $1,420/mo debt service, DSCR 1.62. Entry price of $315,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $87,277 and $2,909/yr in principal reduction bring total cumulative return to $143,021.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 8.0% |
| Monthly Cash Flow | $362 | $1,200 |
City averages based on Rio Rico market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,300 |
| Total Monthly Debt Service | $1,813 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85648, Rio Rico, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,370 (100%) |
| Owner Occupied HU | 5,810 (78.8%) |
| Renter Occupied HU | 1,212 (16.4%) |
| Vacant Housing Units | 348 ( 4.7%) |
| Median Home Value | $244,590 |
| Average Home Value | $314,780 |
Housing Distribution
Address Breakdown
Residential
7,309
Single Family
7,248
Multi-Family
61
Businesses
304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85648, Rio Rico, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,370 (100%) |
| Owner Occupied HU | 5,810 (78.8%) |
| Renter Occupied HU | 1,212 (16.4%) |
| Vacant Housing Units | 348 ( 4.7%) |
| Median Home Value | $244,590 |
| Average Home Value | $314,780 |
Housing Distribution
Address Breakdown
Residential
7,309
Single Family
7,248
Multi-Family
61
Businesses
304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Georgina Plante • RISING Real Estate Services
Mls Name: MLS of Southern Arizona
Mls Provider:
Mls ID: #22509232
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