19 Wing StreetLisbonME04252
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 19 Wing Street, Lisbon, ME, 04252 in Lisbon deserves attention. This $363,000 property earns $3,040/mo in rent, a 10.05% gross yield, and nets $749/mo after the $1,632/mo payment. DSCR 1.86 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $100,290 compounds alongside $3,343/yr in yearly equity build, for a total cumulative return of $186,064.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $749 | $800 |
City averages based on Lisbon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,040 |
| Total Monthly Debt Service | $2,147 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04252, Lisbon Falls, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,310 (100%) |
| Owner Occupied HU | 1,654 (71.6%) |
| Renter Occupied HU | 537 (23.2%) |
| Vacant Housing Units | 119 ( 5.2%) |
| Median Home Value | $321,782 |
| Average Home Value | $321,703 |
Housing Distribution
Address Breakdown
Residential
2,081
Single Family
2,050
Multi-Family
31
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04252, Lisbon Falls, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,310 (100%) |
| Owner Occupied HU | 1,654 (71.6%) |
| Renter Occupied HU | 537 (23.2%) |
| Vacant Housing Units | 119 ( 5.2%) |
| Median Home Value | $321,782 |
| Average Home Value | $321,703 |
Housing Distribution
Address Breakdown
Residential
2,081
Single Family
2,050
Multi-Family
31
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices