19 Willow Street, Gardiner, ME, 04345 | $284/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Gardiner at 19 Willow Street, Gardiner, ME, 04345 with 5% annual appreciation on a $325,000 basis while $2,335/mo rent supports operations. Total monthly income totals $2,335/mo and a $1,591/mo payment preserves $284/mo for cash returns. Annual cash flow comes to $3,403/yr on $107,738 deployed, and return on cash invested reaches 23.07% in year one. Equity gained on principal adds $2,097/yr, and five-year appreciation sums $89,792 alongside rental yield of 8.62%. Five-year ROI measures 119.95% and total cumulative return in cash totals $129,229.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,335/mo property income versus a $1,591/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1890

0.33 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 04345, Gardiner, ME area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,801 (100%)
Owner Occupied HU	4,061 (70.0%)
Renter Occupied HU	1,215 (20.9%)
Vacant Housing Units	525 ( 9.1%)
Median Home Value	$247,937
Average Home Value	$268,862