19 Whispering Pines BlvdGeorgetownGA39854
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Georgetown rental at 19 Whispering Pines Blvd, Georgetown, GA, 39854 sits in the solid-income band: 11.86% gross yield, $1,235/mo rent, $475/mo net after the $562/mo debt service, DSCR 2.20. Entry price of $124,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $34,508 and $1,150/yr in principal reduction bring total cumulative return to $77,878.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 7.0% |
| Monthly Cash Flow | $475 | $1,500 |
City averages based on Georgetown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,235 |
| Total Monthly Debt Service | $710 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
4,356 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2006
4,356 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jacklyn Herring • Herring Realty
Mls Name: Eufaula BOR
Mls ID: #27260
Disclaimer: Copyright Eufaula Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.