19 Ruthven St, Springfield, MA, 01128 | $811/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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19 Ruthven St, Springfield, MA, 01128 | $811/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Springfield at 19 Ruthven St, Springfield, MA, 01128 priced at $315,000 pairs $2,797/mo rent with $811/mo cash flow after a $1,542/mo payment. Total monthly income equals $2,797/mo, and annual cash flow comes to $9,736/yr on $104,423 invested. Return on cash invested is 29.23% in year one, and rental yield stands at 10.66% on a $315,000 basis. Equity gained on principal adds $2,033/yr, and 5% annual appreciation accumulates to $87,029 by year five. Five-year ROI measures 153.02% and total cumulative return in cash reaches $159,785. For financing, Ziffy Mortgage’s DSCR program evaluates $2,797/mo property income against a $1,542/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1992

0.31 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to this charming ranch-style home in the desirable Sixteen Acres neighborhood of Springfield! This 3-bedroom, 1.5-bath home offers comfortable single-level living with beautiful tile, hardwood floors, and an abundance of natural sunlight throughout. The kitchen comes fully equipped, with all appliances included for your convenience. Enjoy extra living or storage space in the large basement, perfect for finishing to suit your needs. Energy savings are yours with owner-owned solar panels, paired with the comfort of central air conditioning. Additional highlights include: Generous 4-car double driveway, ADT security system for peace of mind, sun-filled living spaces, low-maintenance ranch layout. Located close to shopping, schools, and Veteran's Memorial Golf Course, this home blends comfort, convenience, and efficiency. Dont miss your chance to make this move-in ready home yours!