19 Royal StreetNorth BenningtonVT05257
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 19 Royal Street, North Bennington, VT, 05257 in North Bennington. Priced at $355,000, it generates $3,143/mo in gross rent and $781/mo in net monthly cash flow, a 10.62% yield that comfortably supports the 1.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,372. Five-year appreciation: $98,080. Equity from principal paydown: $3,270/yr. Total projected cumulative return: $185,633.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $781 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,143 |
| Total Monthly Debt Service | $2,221 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05257, North Bennington, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,103 (100%) |
| Owner Occupied HU | 736 (66.7%) |
| Renter Occupied HU | 246 (22.3%) |
| Vacant Housing Units | 121 (11.0%) |
| Median Home Value | $342,759 |
| Average Home Value | $396,532 |
Housing Distribution
Address Breakdown
Residential
864
Single Family
864
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05257, North Bennington, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,103 (100%) |
| Owner Occupied HU | 736 (66.7%) |
| Renter Occupied HU | 246 (22.3%) |
| Vacant Housing Units | 121 (11.0%) |
| Median Home Value | $342,759 |
| Average Home Value | $396,532 |
Housing Distribution
Address Breakdown
Residential
864
Single Family
864
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lindsey Martin • Maple Leaf Realty
Mls Name: PrimeMLS
Mls ID: #5048567