19 Ravenswood Ln, Scotch Plains, NJ, 07076 | $345/mo Cash Flow

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19 Ravenswood Ln, Scotch Plains, NJ, 07076 | $345/mo Cash Flow | Ziffy

For Sale

Fix & Flip

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Scotch Plains at 19 Ravenswood Ln, Scotch Plains, NJ, 07076 listed at $875,000 pairs $6,582/mo rent with a $4,283/mo payment to leave $345/mo cash flow. Total monthly income runs $6,582/mo, and annual cash flow reaches $4,138/yr on $287,875 cash to close. Return on cash invested measures 21.5% in year one, and rental yield registers 9.03% at a $875,000 basis. Equity gained on principal adds $5,646/yr, and annual property appreciation at 5% supports $241,746 by year five. Five-year ROI tracks 112.57% and total cumulative return in cash totals $324,047. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $6,582/mo property income relative to a $4,283/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1982

0.92 Acres lot

$N/A/sqft

No HOA

More details about the property

Set on a private .92-acre lot, this solidly built ranch-style home offers over 2,000 square feet of comfortable living space, perfectly suited for those seeking privacy and tranquility. A double front-door entry opens to an expansive layout featuring three bedrooms, two-and-a-half baths, an enormous dining room, and a spacious living room with a large bay window that fills the home with natural light. The eat-in kitchen includes cabinetry with glass-front accents, granite countertops, stainless steel appliances, and a pantry. Adjacent to the kitchen, the family room features a wood-burning fireplace and sliding doors leading to a large deck with a built-in bench, ideal for relaxing or entertaining. All bedrooms have wood flooring, including the primary suite with two walk-in closets (one cedar) and a private bath with double sinks. Additional highlights include an oversized two-car garage, a large unfinished basement ready for customization, and a 2020 HVAC system providing comfort and efficiency. Set back from the road along an elevated driveway, this home offers a peaceful, private setting and a wonderful opportunity to personalize and make it your own. Thoughtfully maintained but ready for updates, the home is being sold in as-is condition and invites a buyer's vision to bring new life to this special property.

Neighborhood Data

Neighborhood data shown for ZIP Code: 07076, Scotch Plains, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,413 (100%)
Owner Occupied HU	7,002 (74.4%)
Renter Occupied HU	1,929 (20.5%)
Vacant Housing Units	482 ( 5.1%)
Median Home Value	$747,684
Average Home Value	$786,962