19 North Elm StreetSaint AlbansVT05478








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Albans at 19 North Elm Street, Saint Albans, VT, 05478 with 5% annual appreciation on a $262,000 basis while $1,865/mo rent supports operations. Total monthly income totals $1,865/mo and a $1,282/mo payment preserves $122/mo for cash returns. Annual cash flow comes to $1,468/yr on $86,853 deployed, and return on cash invested reaches 21.6% in year one. Equity gained on principal adds $1,691/yr, and five-year appreciation sums $72,386 alongside rental yield of 8.54%. Five-year ROI measures 112.55% and total cumulative return in cash totals $97,749.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,865/mo property income versus a $1,282/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1900
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05478, Saint Albans, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,592 (100%) |
| Owner Occupied HU | 4,568 (60.2%) |
| Renter Occupied HU | 2,325 (30.6%) |
| Vacant Housing Units | 699 ( 9.2%) |
| Median Home Value | $351,416 |
| Average Home Value | $376,562 |
Housing Distribution
Address Breakdown
Residential
6,885
Single Family
6,264
Multi-Family
621
Businesses
690
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Listed by: Nicole Broderick • Coldwell Banker Hickok and Boardman
Mls Name: PrimeMLS
Mls ID: #5061087








