19 Medford Hill DrMetamoraMI48455
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 19 Medford Hill Dr, Metamora, MI, 48455 in Metamora earns a 8.78% gross yield at $659,900. Rent of $4,829/mo nets $477/mo after the $2,967/mo mortgage. The 1.63 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $182,318 and $6,078/yr in equity accumulation project a total cumulative return of $282,154.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $477 | $850 |
City averages based on Metamora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,829 |
| Total Monthly Debt Service | $4,089 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48455, Metamora, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,610 (100%) |
| Owner Occupied HU | 3,209 (88.9%) |
| Renter Occupied HU | 228 ( 6.3%) |
| Vacant Housing Units | 173 ( 4.8%) |
| Median Home Value | $365,453 |
| Average Home Value | $447,688 |
Housing Distribution
Address Breakdown
Residential
3,423
Single Family
3,423
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48455, Metamora, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,610 (100%) |
| Owner Occupied HU | 3,209 (88.9%) |
| Renter Occupied HU | 228 ( 6.3%) |
| Vacant Housing Units | 173 ( 4.8%) |
| Median Home Value | $365,453 |
| Average Home Value | $447,688 |
Housing Distribution
Address Breakdown
Residential
3,423
Single Family
3,423
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices