19 Locust St, Westfield, MA, 01085 | $333/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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19 Locust St, Westfield, MA, 01085 | $333/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Westfield at 19 Locust St, Westfield, MA, 01085 at $370,000 posts ROI 23.17% with $333/mo cash flow from $2,665/mo rent. Total monthly income equals $2,665/mo, and annual cash flow records $3,995/yr on $122,655 to close. Return on cash invested measures 23.17% and rental yield reads 8.64% at the current $370,000. Equity gained on principal adds $2,388/yr, and 5% annual appreciation supports $102,224 by year five. Five-year ROI prints 120.45% and total cumulative return in cash totals $147,737.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,665/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).

Single Family

Built in 1962

0.28 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to this delightful 2-bedroom, 2 bath ranch nestled in the highly desirable Munger Hill neighborhood! This well-maintained home offers the perfect blend of comfort, privacy, and location. Step inside to find a warm and inviting layout featuring spacious living areas, hardwood floors, and generously sized bedrooms with ample closet space. The kitchen is filled with stainless steel appliances all less than 2 years old. One of the standout features of this property is the private, fully fenced-in backyard ideal for pets, play, entertaining, or simply relaxing in your own peaceful retreat. Located just minutes from Munger Hill Elementary School, local parks, shops, and dining, this home combines convenience with the charm of a quiet residential neighborhood setting and sense of community. Don't miss your opportunity to own a home in one of Westfield's most desirable neighborhoods with unbeatable access to local amenities.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01085, Westfield, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,388 (100%)
Owner Occupied HU	11,178 (64.3%)
Renter Occupied HU	5,229 (30.1%)
Vacant Housing Units	981 ( 5.6%)
Median Home Value	$354,538
Average Home Value	$397,530