19 Lintonia Drive #10LitchfieldME04350
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 19 Lintonia Drive #10, Litchfield, ME, 04350 in Litchfield is a conservative rental investment at $529,000. Rental yield 6.34%. A 1.17 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $146,153; $4,872/yr in principal paydown supplements. Total projected return: $165,886.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 5.1% |
| Monthly Cash Flow | $(644) | $450 |
City averages based on Litchfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,795 |
| Total Monthly Debt Service | $3,128 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2025
7.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04350, Litchfield, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,945 (100%) |
| Owner Occupied HU | 1,387 (71.3%) |
| Renter Occupied HU | 205 (10.5%) |
| Vacant Housing Units | 353 (18.1%) |
| Median Home Value | $264,507 |
| Average Home Value | $294,084 |
Housing Distribution
Address Breakdown
Residential
1,580
Single Family
1,580
Multi-Family
0
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2025
7.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04350, Litchfield, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,945 (100%) |
| Owner Occupied HU | 1,387 (71.3%) |
| Renter Occupied HU | 205 (10.5%) |
| Vacant Housing Units | 353 (18.1%) |
| Median Home Value | $264,507 |
| Average Home Value | $294,084 |
Housing Distribution
Address Breakdown
Residential
1,580
Single Family
1,580
Multi-Family
0
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Maine Listings
Mls ID: #1654574