19 Elm StreetWhitefieldNH03598
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 19 Elm Street, Whitefield, NH, 03598 in Whitefield speaks for itself: 10.81% gross on a $394,500 price, generating $3,553/mo in rent and $909/mo in net income after the $1,774/mo debt service. DSCR 2.00, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,907 stacks alongside $108,993 in projected five-year appreciation and $3,633/yr in principal reduction. Projected total cumulative return: $208,948.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $909 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,553 |
| Total Monthly Debt Service | $2,487 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03598, Whitefield, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,094 (100%) |
| Owner Occupied HU | 1,186 (56.6%) |
| Renter Occupied HU | 406 (19.4%) |
| Vacant Housing Units | 502 (24.0%) |
| Median Home Value | $261,656 |
| Average Home Value | $290,609 |
Housing Distribution
Address Breakdown
Residential
1,545
Single Family
1,453
Multi-Family
92
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03598, Whitefield, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,094 (100%) |
| Owner Occupied HU | 1,186 (56.6%) |
| Renter Occupied HU | 406 (19.4%) |
| Vacant Housing Units | 502 (24.0%) |
| Median Home Value | $261,656 |
| Average Home Value | $290,609 |
Housing Distribution
Address Breakdown
Residential
1,545
Single Family
1,453
Multi-Family
92
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denise Hood Boynton • RE/MAX Northern Edge
Mls Name: PrimeMLS
Mls ID: #5065613