19 Deborah LoopStaten IslandNY10312
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 19 Deborah Loop, Staten Island, NY, 10312 in Staten Island is narrow, $144/mo net on $3,721/mo rent after the $2,469/mo debt service, but the property operates at break-even-plus, not a loss. At $549,000 with a 8.42% yield, the long-run equity case via 5% appreciation ($151,679 over five years) and $5,056/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.51 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $210,265.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 4.8% |
| Monthly Cash Flow | $144 | $1,850 |
City averages based on Staten Island market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,721 |
| Total Monthly Debt Service | $3,491 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
1,306 sqft lot
$N/A/sqft
$43 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10312, Staten Island, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,860 (100%) |
| Owner Occupied HU | 17,024 (74.5%) |
| Renter Occupied HU | 4,572 (20.0%) |
| Vacant Housing Units | 1,264 ( 5.5%) |
| Median Home Value | $731,859 |
| Average Home Value | $760,862 |
Housing Distribution
Address Breakdown
Residential
18,712
Single Family
18,607
Multi-Family
105
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
1,306 sqft lot
$N/A/sqft
$43 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10312, Staten Island, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,860 (100%) |
| Owner Occupied HU | 17,024 (74.5%) |
| Renter Occupied HU | 4,572 (20.0%) |
| Vacant Housing Units | 1,264 ( 5.5%) |
| Median Home Value | $731,859 |
| Average Home Value | $760,862 |
Housing Distribution
Address Breakdown
Residential
18,712
Single Family
18,607
Multi-Family
105
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Victoria Cavicchio • JM Properties
Mls Name: SIBOR
Mls Provider:
Mls ID: #2503050
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