19 Dairy LnBartoPA19504
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 19 Dairy Ln, Barto, PA, 19504 in Barto at $420,000. Rental yield 7.85%. The 7.85% yield and 1.38 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $116,038 by year five, and $3,521/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $151,776.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $(4) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,748 |
| Total Monthly Debt Service | $2,688 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
0.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19504, Barto, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,151 (100%) |
| Owner Occupied HU | 1,859 (86.4%) |
| Renter Occupied HU | 226 (10.5%) |
| Vacant Housing Units | 66 ( 3.1%) |
| Median Home Value | $414,719 |
| Average Home Value | $437,067 |
Housing Distribution
Address Breakdown
Residential
2,024
Single Family
2,024
Multi-Family
0
Businesses
36



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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Listed by: N/A • N/A
Mls Name: Bright MLS
Mls Provider:
Mls ID: #PABK2077380











