1895 Underwood AveAinsworthIA52201
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 1895 Underwood Ave, Ainsworth, IA, 52201 in Ainsworth. Rental yield 6.96%. The 1.29 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $107,750 and $3,592/yr in principal reduction project total return of $130,886.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.0% |
| Monthly Cash Flow | $(272) | $300 |
City averages based on Ainsworth market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,261 |
| Total Monthly Debt Service | $2,378 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
1.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52201, Ainsworth, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 504 (100%) |
| Owner Occupied HU | 358 (71.0%) |
| Renter Occupied HU | 104 (20.6%) |
| Vacant Housing Units | 42 ( 8.3%) |
| Median Home Value | $279,661 |
| Average Home Value | $301,592 |
Housing Distribution
Address Breakdown
Residential
446
Single Family
431
Multi-Family
15
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
1.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52201, Ainsworth, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 504 (100%) |
| Owner Occupied HU | 358 (71.0%) |
| Renter Occupied HU | 104 (20.6%) |
| Vacant Housing Units | 42 ( 8.3%) |
| Median Home Value | $279,661 |
| Average Home Value | $301,592 |
Housing Distribution
Address Breakdown
Residential
446
Single Family
431
Multi-Family
15
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices