189 S Paseo Pena APT DGreen ValleyAZ85614
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 189 S Paseo Pena APT D, Green Valley, AZ, 85614 in Green Valley is narrow, $160/mo net on $1,457/mo rent after the $674/mo debt service, but the property operates at break-even-plus, not a loss. At $150,000 with a 11.65% yield, the long-run equity case via 5% appreciation ($41,442 over five years) and $1,382/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.16 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $93,452.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 5.2% |
| Monthly Cash Flow | $160 | $420 |
City averages based on Green Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,457 |
| Total Monthly Debt Service | $827 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1964
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85614, Green Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,232 (100%) |
| Owner Occupied HU | 13,269 (72.8%) |
| Renter Occupied HU | 2,237 (12.3%) |
| Vacant Housing Units | 2,726 (15.0%) |
| Median Home Value | $351,232 |
| Average Home Value | $370,704 |
Housing Distribution
Address Breakdown
Residential
16,448
Single Family
14,920
Multi-Family
1,528
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1964
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85614, Green Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,232 (100%) |
| Owner Occupied HU | 13,269 (72.8%) |
| Renter Occupied HU | 2,237 (12.3%) |
| Vacant Housing Units | 2,726 (15.0%) |
| Median Home Value | $351,232 |
| Average Home Value | $370,704 |
Housing Distribution
Address Breakdown
Residential
16,448
Single Family
14,920
Multi-Family
1,528
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donna Collins • Tierra Antigua Realty
Mls Name: MLS of Southern Arizona
Mls ID: #22601673