189 Julia LnToccoaGA30577








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Toccoa at 189 Julia Ln, Toccoa, GA, 30577 priced at $235,000 converts $1,740/mo rent into $310/mo cash flow after a $1,150/mo obligation. Total monthly income equals $1,740/mo, and annual cash flow totals $3,720/yr on $77,903 invested. Return on cash invested prints 24.68% in year one, and rental yield reads 8.89% against a $235,000 entry. Equity gained on principal adds $1,516/yr, while 5% annual appreciation compiles into $64,926 by year five. Five-year ROI reaches 128.3% and total cumulative return in cash sums $99,952. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,740/mo property income covering a $1,150/mo payment, not borrower’s personal income.
Single Family
Built in 1973
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30577, Toccoa, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,178 (100%) |
| Owner Occupied HU | 6,226 (61.2%) |
| Renter Occupied HU | 2,857 (28.1%) |
| Vacant Housing Units | 1,095 (10.8%) |
| Median Home Value | $211,071 |
| Average Home Value | $268,780 |
Housing Distribution
Address Breakdown
Residential
9,706
Single Family
9,517
Multi-Family
189
Businesses
914
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