189 GraceKyleTX78640
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderA DSCR of 1.64 makes 189 Grace, Kyle, TX, 78640 in Kyle one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 7.35%. The 7.35% yield, 5% annual appreciation ($73,215 over five years), and $2,441/yr in principal reduction project a total cumulative return of $102,811.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(375) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,959 |
| Total Monthly Debt Service | $1,838 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
4,922 sqft lot
$N/A/sqft
$176 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
4,922 sqft lot
$N/A/sqft
$176 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Gongaware • All City Real Estate Ltd. Co
Mls Name: Unlock MLS
Mls Provider:
Mls ID: #5214602
Disclaimer: Based on information from Unlock MLS (alternatively, from ACTRIS) for the period through 2025-06-25 08:37:44 PDT. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. All data is provided AS IS and with all faults. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market. Information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#27)