18884 Wheeler WayPlymouthCA95669
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 18884 Wheeler Way, Plymouth, CA, 95669 in Plymouth speaks for itself: 10.36% gross on a $385,000 price, generating $3,325/mo in rent and $944/mo in net income after the $1,731/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,322 stacks alongside $106,368 in projected five-year appreciation and $3,546/yr in principal reduction. Projected total cumulative return: $206,704.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 7.0% |
| Monthly Cash Flow | $944 | $1,200 |
City averages based on Plymouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,325 |
| Total Monthly Debt Service | $2,229 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
6,543 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95669, Plymouth, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,461 (100%) |
| Owner Occupied HU | 943 (64.5%) |
| Renter Occupied HU | 285 (19.5%) |
| Vacant Housing Units | 233 (15.9%) |
| Median Home Value | $598,641 |
| Average Home Value | $661,002 |
Housing Distribution
Address Breakdown
Residential
669
Single Family
668
Multi-Family
1
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
6,543 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95669, Plymouth, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,461 (100%) |
| Owner Occupied HU | 943 (64.5%) |
| Renter Occupied HU | 285 (19.5%) |
| Vacant Housing Units | 233 (15.9%) |
| Median Home Value | $598,641 |
| Average Home Value | $661,002 |
Housing Distribution
Address Breakdown
Residential
669
Single Family
668
Multi-Family
1
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices