1885 Otho Rd, Abbeville, AL, 36310 | 3.21% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,600/mo, and a $2,927/mo payment. Purchase price stands at $598,000, and rental yield measures 3.21% with $1,600/mo rent. Return on cash invested shows 9.23% in year one, and 5% annual appreciation builds toward $165,216 over five years. Five-year ROI reaches 44.83% and total cumulative return in cash records $88,208. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,600/mo property income covering a $2,927/mo payment rather than investor’s personal income.

Single Family

Built in 1975

0.46 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 36310, Abbeville, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,045 (100%)
Owner Occupied HU	2,145 (53.0%)
Renter Occupied HU	634 (15.7%)
Vacant Housing Units	1,266 (31.3%)
Median Home Value	$126,862
Average Home Value	$189,301