1885 COLD SPRING ROADNeenahWI54956
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1885 COLD SPRING ROAD, Neenah, WI, 54956 in Neenah at $290,000 earns $2,057/mo in rent and nets $111/mo after the $1,304/mo payment, a 8.51% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $80,122 over five years. Ziffy Mortgage underwrites this on a 1.58 DSCR without U.S. credit history. With $2,671/yr in principal paydown, total projected return reaches $117,800.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.8% |
| Monthly Cash Flow | $111 | $350 |
City averages based on Neenah market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,057 |
| Total Monthly Debt Service | $1,831 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54956, Neenah, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,674 (100%) |
| Owner Occupied HU | 13,827 (66.9%) |
| Renter Occupied HU | 6,133 (29.7%) |
| Vacant Housing Units | 714 ( 3.5%) |
| Median Home Value | $295,164 |
| Average Home Value | $338,651 |
Housing Distribution
Address Breakdown
Residential
20,274
Single Family
17,847
Multi-Family
2,427
Businesses
1,043
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54956, Neenah, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,674 (100%) |
| Owner Occupied HU | 13,827 (66.9%) |
| Renter Occupied HU | 6,133 (29.7%) |
| Vacant Housing Units | 714 ( 3.5%) |
| Median Home Value | $295,164 |
| Average Home Value | $338,651 |
Housing Distribution
Address Breakdown
Residential
20,274
Single Family
17,847
Multi-Family
2,427
Businesses
1,043
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leslie Marie Schroeder • Empower Real Estate, Inc.
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #50306574
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.