1884 Berkeley AvePomonaCA91768
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1884 Berkeley Ave, Pomona, CA, 91768 in Pomona is capital appreciation. Rental yield 3.49%. The 3.49% gross yield at $848,888 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $234,532 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.65) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $142,721.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 6.0% |
| Monthly Cash Flow | $(2,784) | $400 |
City averages based on Pomona market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,467 |
| Total Monthly Debt Service | $4,914 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
5,951 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91768, Pomona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,177 (100%) |
| Owner Occupied HU | 4,927 (53.7%) |
| Renter Occupied HU | 3,932 (42.8%) |
| Vacant Housing Units | 318 ( 3.5%) |
| Median Home Value | $630,145 |
| Average Home Value | $660,449 |
Housing Distribution
Address Breakdown
Residential
8,588
Single Family
7,550
Multi-Family
1,038
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
5,951 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91768, Pomona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,177 (100%) |
| Owner Occupied HU | 4,927 (53.7%) |
| Renter Occupied HU | 3,932 (42.8%) |
| Vacant Housing Units | 318 ( 3.5%) |
| Median Home Value | $630,145 |
| Average Home Value | $660,449 |
Housing Distribution
Address Breakdown
Residential
8,588
Single Family
7,550
Multi-Family
1,038
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #PF26104752