1881 Greenwich StSan FranciscoCA94123
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1881 Greenwich St, San Francisco, CA, 94123 in San Francisco deserves attention. This $940,000 property earns $8,908/mo in rent, a 11.37% gross yield, and nets $2,815/mo after the $4,227/mo payment. DSCR 2.11 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $259,705 compounds alongside $8,657/yr in yearly equity build, for a total cumulative return of $538,747.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 4.5% |
| Monthly Cash Flow | $2,815 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,908 |
| Total Monthly Debt Service | $5,719 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1900
1,999 sqft lot
$N/A/sqft
$278 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94123, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,019 (100%) |
| Owner Occupied HU | 3,693 (21.7%) |
| Renter Occupied HU | 11,556 (67.9%) |
| Vacant Housing Units | 1,770 (10.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,858,332 |
Housing Distribution
Address Breakdown
Residential
15,098
Single Family
4,628
Multi-Family
10,470
Businesses
1,105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1900
1,999 sqft lot
$N/A/sqft
$278 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94123, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,019 (100%) |
| Owner Occupied HU | 3,693 (21.7%) |
| Renter Occupied HU | 11,556 (67.9%) |
| Vacant Housing Units | 1,770 (10.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,858,332 |
Housing Distribution
Address Breakdown
Residential
15,098
Single Family
4,628
Multi-Family
10,470
Businesses
1,105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices