188 Sugarbush LaneLondonderryVT05148
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 188 Sugarbush Lane, Londonderry, VT, 05148 in Londonderry at $349,000 earns $2,420/mo in rent and nets $98/mo after the $1,569/mo payment, a 8.32% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $96,422 over five years. Ziffy Mortgage underwrites this on a 1.54 DSCR without U.S. credit history. With $3,214/yr in principal paydown, total projected return reaches $139,406.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $98 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,420 |
| Total Monthly Debt Service | $2,183 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
1.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05148, Londonderry, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,215 (100%) |
| Owner Occupied HU | 474 (39.0%) |
| Renter Occupied HU | 106 ( 8.7%) |
| Vacant Housing Units | 635 (52.3%) |
| Median Home Value | $424,742 |
| Average Home Value | $519,979 |
Housing Distribution
Address Breakdown
Residential
412
Single Family
412
Multi-Family
0
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
1.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05148, Londonderry, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,215 (100%) |
| Owner Occupied HU | 474 (39.0%) |
| Renter Occupied HU | 106 ( 8.7%) |
| Vacant Housing Units | 635 (52.3%) |
| Median Home Value | $424,742 |
| Average Home Value | $519,979 |
Housing Distribution
Address Breakdown
Residential
412
Single Family
412
Multi-Family
0
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rachel Febbie • EXP Realty
Mls Name: PrimeMLS
Mls ID: #5063542