188 Riverside DrNorforkAR72658
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play188 Riverside Dr, Norfork, AR, 72658 in Norfork is priced for appreciation, not yield. Rental yield 3.84%. At $429,900 with a 3.84% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $118,773 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.71) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $84,936.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 7.0% |
| Monthly Cash Flow | $(1,208) | $300 |
City averages based on Norfork market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,376 |
| Total Monthly Debt Service | $2,413 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72658, Norfork, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,041 (100%) |
| Owner Occupied HU | 664 (63.8%) |
| Renter Occupied HU | 129 (12.4%) |
| Vacant Housing Units | 248 (23.8%) |
| Median Home Value | $223,894 |
| Average Home Value | $300,267 |
Housing Distribution
Address Breakdown
Residential
744
Single Family
719
Multi-Family
25
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72658, Norfork, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,041 (100%) |
| Owner Occupied HU | 664 (63.8%) |
| Renter Occupied HU | 129 (12.4%) |
| Vacant Housing Units | 248 (23.8%) |
| Median Home Value | $223,894 |
| Average Home Value | $300,267 |
Housing Distribution
Address Breakdown
Residential
744
Single Family
719
Multi-Family
25
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices