188 N Darlington WayLaytonUT84041
INVESTMENT ANALYSIS
Investment Verdict
Solid Income188 N Darlington Way, Layton, UT, 84041 in Layton carries a 1.77 coverage ratio, rent of $939/mo is 1.77 times the $531/mo payment. Rental yield 9.21%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $118,000 acquisition price. No U.S. credit or income documentation required.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.8% |
| Monthly Cash Flow | $(835) | $1,850 |
City averages based on Layton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $939 |
| Total Monthly Debt Service | $1,694 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
$1,049 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84041, Layton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,106 (100%) |
| Owner Occupied HU | 12,704 (63.2%) |
| Renter Occupied HU | 6,618 (32.9%) |
| Vacant Housing Units | 784 ( 3.9%) |
| Median Home Value | $497,132 |
| Average Home Value | $531,084 |
Housing Distribution
Address Breakdown
Residential
19,157
Single Family
17,758
Multi-Family
1,399
Businesses
1,790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
N/A lot
$N/A/sqft
$1,049 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84041, Layton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,106 (100%) |
| Owner Occupied HU | 12,704 (63.2%) |
| Renter Occupied HU | 6,618 (32.9%) |
| Vacant Housing Units | 784 ( 3.9%) |
| Median Home Value | $497,132 |
| Average Home Value | $531,084 |
Housing Distribution
Address Breakdown
Residential
19,157
Single Family
17,758
Multi-Family
1,399
Businesses
1,790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jonathan Elggren • Coldwell Banker Realty (Union Heights)
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2087957
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2025-05-30 12:22:07 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#319)