188 Davidson StShady DaleGA31085
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow188 Davidson St, Shady Dale, GA, 31085 in Shady Dale is a top-tier cash-flow asset. At $280,000 it produces $2,920/mo in rent and $1,215/mo in net monthly income, a 12.51% gross rental yield. The DSCR of 2.32 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $14,586. Five-year appreciation adds $77,359, driving a total cumulative return of $184,321.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 8.0% |
| Monthly Cash Flow | $1,215 | $500 |
City averages based on Shady Dale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,920 |
| Total Monthly Debt Service | $1,593 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1916
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31085, Shady Dale, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 429 (100%) |
| Owner Occupied HU | 311 (72.5%) |
| Renter Occupied HU | 59 (13.8%) |
| Vacant Housing Units | 59 (13.8%) |
| Median Home Value | $263,587 |
| Average Home Value | $287,211 |
Housing Distribution
Address Breakdown
Residential
373
Single Family
373
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1916
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31085, Shady Dale, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 429 (100%) |
| Owner Occupied HU | 311 (72.5%) |
| Renter Occupied HU | 59 (13.8%) |
| Vacant Housing Units | 59 (13.8%) |
| Median Home Value | $263,587 |
| Average Home Value | $287,211 |
Housing Distribution
Address Breakdown
Residential
373
Single Family
373
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: LISTING AGENT NON MEMBER • NON MLS MEMBER
Mls Name: LCBOR
Mls Provider:
Mls ID: #70555