188 Cross RdSaint MarysPA15857
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Total monthly income runs $2,310/mo, and a $4,204/mo payment. Purchase price stands at $859,000, and rental yield measures 3.23% with $2,310/mo rent. Return on cash invested shows 5.97% in year one, and 5% annual appreciation builds toward $237,326 over five years. Five-year ROI reaches 28.54% and total cumulative return in cash records $80,667. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,310/mo property income covering a $4,204/mo payment rather than investor’s personal income.
Single Family
Built in 1995
8.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15857, Saint Marys, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,010 (100%) |
| Owner Occupied HU | 4,215 (70.1%) |
| Renter Occupied HU | 1,254 (20.9%) |
| Vacant Housing Units | 541 ( 9.0%) |
| Median Home Value | $186,332 |
| Average Home Value | $221,130 |
Housing Distribution
Address Breakdown
Residential
5,741
Single Family
5,551
Multi-Family
190
Businesses
562
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Listed by: Ben Kmetz • Elk County Real Estate
Mls Name: ECBR
Mls ID: #25-200