188 4th StCliftonAZ85533
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 188 4th St, Clifton, AZ, 85533 in Clifton earns a 9.3% gross yield at $169,900. Rent of $1,317/mo nets $313/mo after the $764/mo mortgage. The 1.72 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $46,940 and $1,565/yr in equity accumulation project a total cumulative return of $84,375.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 4.0% |
| Monthly Cash Flow | $313 | $1,200 |
City averages based on Clifton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,317 |
| Total Monthly Debt Service | $937 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85533, Clifton, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,006 (100%) |
| Owner Occupied HU | 619 (61.5%) |
| Renter Occupied HU | 210 (20.9%) |
| Vacant Housing Units | 177 (17.6%) |
| Median Home Value | $87,759 |
| Average Home Value | $133,687 |
Housing Distribution
Address Breakdown
Residential
340
Single Family
340
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85533, Clifton, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,006 (100%) |
| Owner Occupied HU | 619 (61.5%) |
| Renter Occupied HU | 210 (20.9%) |
| Vacant Housing Units | 177 (17.6%) |
| Median Home Value | $87,759 |
| Average Home Value | $133,687 |
Housing Distribution
Address Breakdown
Residential
340
Single Family
340
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices